Why Pay-to-Wallets?

Fuelled by the rise in contactless payment and enhanced security technologies, the mobile wallet is the fastest-growing global payment method.

It is also now the primary payment method in many emerging markets which represent the fastest-growing global economies.

Safe, secure and fast, payments to mobile wallets are now a must-have for a truly global payment experience.

Pay-to-Wallets with Thunes: key benefits

Connect to the brands that matter

Expand your reach and grow your customer base. Access 120 of the world’s most popular mobile wallets in one network, for a seamless cross-border experience.


Be it bank-to-wallet or wallet-to-wallet, create a seamless payment flow via one API integration which meets the needs of your customers – wherever, and however.

Speed and transparency

Fast, traceable transactions and real-time status updates. Enhance your customer experience and gain a competitive edge in cross-border payment processing.

Pay-to-Wallet features

Real-time payment processing

Real-time payment processing enables transactions to be submitted, and settled, instantly.

This means that funds are immediately available for use in the beneficiary’s account, to provide peace of mind for you and your customers.

Process small-value payments

Thunes’ network allows our partners to cater to specific use cases that make small transactions – such as marketing incentives or rewards payouts – directly to mobile wallets. This means that we can process $1 payments as securely and transparently as a $500,000 transaction.

So, no matter where your customers are, how much they need to send or how often they need to send it, we keep money moving.

Transparent pricing and FX

No intermediaries. No hidden fees. No endless delays. Just fast, transparent and reliable payments, at up to 10x cheaper than most bank transfers.

With full visibility on transaction price and FX fees for payouts, beneficiaries can easily understand the amount they will receive in their local currency.

Build trust with recipients, reduce errors in payouts and minimise disputes in one seamless flow.

Interoperability between wallets

With one API and a single money flow, we cover more than 120 diverse mobile wallet brands – and 3 billion accounts – globally. This allows us to harmonise each wallet platform, including those in emerging markets, into a single technology stack and connect them with global payment schemes.

More opportunities for your customers, more opportunities for you.

Our customers

We power payments for the world’s most ambitious businesses

What our clients say

“We are proud to now have faster international transfers than the local ones – we sent a transaction to the UK and it completed in less than one minute.”

Sadeq Al Thawab

Executive Director at D360 Bank

“We will continue to work with Thunes to expand the network to more countries worldwide. We want to make it easy and efficient for members to securely transfer money to their loved ones. This way, they can focus on what truly matters – helping make the world a better place. Partnering with Thunes offers a proven way forward.”

Bill Thomas

Chief Member Operations Officer at United Nations Federal Credit Union

“With a single integration, Thunes’ network provides us with global coverage and varied payment options, to deliver seamless cross-border transactions. We are increasing financial inclusion across various markets.”


Group Associate Director, International Banking Payments

“Thunes’ extensive global payments network has allowed us to offer faster daily earnings to these invaluable partners. Thunes seamlessly took care of the entire set-up and integration process, allowing us to focus on our market strategy and better serving our users.”

Jason Thompson

Head of GrabPay

Want to know more?
Take 10 minutes to explore our solutions

Share your details and we’ll arrange a call-back from our team

Get in touch