Reports, webinars & whitepapers

Discover how digital banks, real-time rails, and mobile money networks are transforming cross-border money movement across North America, Latin America, and the Caribbean. Thunes and Juniper Research explore the friction points, payment preferences, and expectation gaps that financial institutions face when connecting these dynamic markets to the global financial system.

Discover how account-to-account networks, mobile money hubs, and digital assets are transforming cross-border money movement across Sub-Saharan Africa and beyond. Thunes and Juniper Research explore the friction points that these new innovations present when sending and receiving money across borders. 

This report from Thunes and Juniper Research navigates Europe’s cross-border interoperability paradox. Uncover why seamless intra-European payments have created an expectation gap for global money transfers, what consumer expectations are across major corridors and how institutions can bridge the final mile.

The Thunes Cross-Border Payments Interoperability Index is a first-of-its-kind global benchmark, co-developed with Juniper Research, quantifying the ease of cross-border transactions within 50 countries.

It is the most comprehensive independent study of cross-border payments friction published to date.

As correspondent banking networks contract by 20% worldwide and cross-border payment volumes continue to climb, this guide offers financial institutions a blueprint to upgrade cross-border networks, unlock direct wallet integration, and establish long-term competitive durability.

With global cross-border payment flows forecast to reach $320 trillion by 2032, this playbook provides a strategic framework for challenger PSPs to move beyond basic market coverage toward infrastructure depth and real-time operational agility.

The Thunes Cross-Border Payments Interoperability Index is a first-of-its-kind global benchmark, co-developed with Juniper Research, quantifying the ease of cross-border transactions within 50 countries.

It is the most comprehensive independent study of cross-border payments friction published to date.

Germany represents a powerhouse in the global remittance landscape, with official outbound personal transfers reaching a historic high of €22.3 billion ($24.1 billion). Yet, the vast majority of these lucrative transaction flows bypass traditional banking rails.

This whitepaper provides a strategic blueprint for German financial institutions to reclaim a market valued at over €1 billion in annual gross revenue.

Remittances remain one of the most resilient segments in global payments, with cross-border person-to-person flows estimated to reach $905 billion by 2026. However, this growth masks significant structural pressures.

This playbook provides a strategic framework for challenger MTOs to move beyond simple coverage toward corridor depth and structural strength.

Stablecoins have rapidly evolved from the crypto fringe into a market exceeding $316 billion.

In this co-created paper, Circle and Thunes explain how stablecoins are enabling faster, cheaper and more efficient global payments, and powering use cases from gig economy payouts to cross-border treasury flows.

Cross-border business payments are entering a new era. This whitepaper from Thunes highlights the obstacles holding businesses back, and the innovations shaping a faster, clearer and more inclusive future for global trade.

Discover how businesses of all sizes can make international payments more efficient, predictable and cost-effective, and gain the tools you need to stay competitive in the global economy.

This report highlights how evolving consumer demands, especially among diaspora communities, are reshaping the future of cross-border payments.

Learn about the potential of emerging technology such as stablecoins and open banking to meet consumer demand for faster, more transparent everyday international payments.

With adoption projected to hit 5.8 billion users by 2029 and transaction values set to surge by 73%, mobile wallets are becoming the new global standard for payments.

In this new and expanded 2025 edition of our mobile wallets report, we dive into this fast-moving landscape to provide insights into the digital payments revolution.

This whitepaper from Thunes, Visa, and The Paypers delves into the pivotal role of payment interoperability in the digital economy.

Real-time payment networks (RTPs) enable consumers, businesses and financial institutions to send and receive funds globally within minutes.

Watch our exclusive webinar with The Paypers featuring industry leaders from Vestiaire Collective and PagSeguro on how they’ve super-charged their cross-border payments to enter emerging markets.

Digital wallets, super apps and QR Code payments are now common in many places worldwide.

In this report from Thunes and Kapronasia, we examine how differences in infrastructure, economic development and banking penetration have created a world-leading payment landscape, and which specific trends will shape the future.

With the rapid evolution of the creator and gig economy, more opportunities arise for creatives and influencers to monetize their content. However, this fast-paced change brings its own challenges, especially in managing creator payouts.

This report delves into ways platforms and marketplaces can enhance payouts, ensuring a smooth cross-border payment experience for both mass and micro-payouts.

Mobile wallets have revolutionized payments, allowing convenient transactions from smartphones. But with numerous technologies available, navigating types and players can be challenging.

Our Mobile Wallets Guide provides an overview of popular types like Apple Pay, Google Pay, and global brands, as well as new and emerging technologies in the emerging markets.

Cross-border payments can be a complex topic, often involving multiple technologies, players, and regulatory requirements. To help you navigate in the world of international payments, we have put together a Quick Guide to Cross-Border Payments.

This guide provides a short history of cross-border payments, payment types and their respective market size, as well as major trends and challenges in this sector, and looks into the future of cross-border payments.

At 2.5 billion people, Generation Z, people between 16-24 years old, represents the largest population in the world. This group has different spending habits, priorities, and lifestyle preferences. Is your business able to adjust accordingly?

This global study of Zoomers from 13 developed and emerging markets, has insights into their social, shopping, and payment preferences.