Cover art for Thunes' 'The Bank Playbook for Cross-Border Payments' featuring white and green title text on a dark green background with coin and pillar graphics at the bottom

E-book

A Practical Cross-Border Guide for Modern Banks

As correspondent banking networks contract by 20% worldwide and cross-border payment volumes continue to climb, this guide offers financial institutions a blueprint to upgrade cross-border networks, unlock direct wallet integration, and establish long-term competitive durability.

A Practical Cross-Border Guide for Modern Banks

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What’s inside?

Key Insights:

  • Reaching Wallet-First Economies: Direct routing to mobile wallets and stablecoin endpoints to eliminate multi-hop intermediary latency and prevent corridor volume loss.
  • Retaining SME Customers: Delivering upfront FX pricing, real-time tracking, and B2B coverage to stop client attrition to agile fintech alternatives.
  • Compliance as a Differentiator: Replacing manual intervention with automated, real-time monitoring on the payout leg and leveraging local regulatory standing to accelerate expansion.
  • Bridging Traditional Finance and Digital Assets: Harnessing existing SWIFT connectivity to execute instant payouts to stablecoin wallets while preserving institutional risk controls.

A Plan for Success

  • The 2026 Operating Environment: Why fewer than 35% of cross-border retail payments settle within an hour and how modern rails close the experience gap.
  • Three Foundations of Durability: A roadmap centered on direct local rail connectivity, SME-tailored transparency, and end-to-end payout compliance.
  • Bank Readiness Checklist: A practical evaluation tool for treasury, compliance, and operations teams to identify structural weaknesses across wallet access and B2B corridors.
Page from a report: white rounded panel on dark green background with the title ‘Reaching Wallet-First Economies’ and several paragraphs about mobile wallets and cross-border payments (Thunes). Guide page for cross-border payments showing three operational priorities: Wallet connectivity, SME retention, and Compliance, on a rounded white card with green accents. Page showing article: The competitive threat is not theoretical; text discusses cross-border payments; Thunes logo at top right; mint-green bank pillars illustration at bottom. White rounded card on a pale page showing the article title 'The Infrastructure Imperative for Modern Banks' with green body text and Thunes branding top-right.