Join The Smart Superhighway
to move money around the world for
Banks

Send and receive real-time payments across borders through our Direct Global Network.

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Measurable value for our Members

140

Countries

90

Currencies

220

Payment methods

720

Network Members

85 %

Immediate settlement

145

Mobile wallet brands

Pay anyone, anywhere, instantly, and accept global payments the local way.

Pay

Make fast, efficient and reliable payments to billions of endpoints.

Accept

Embrace seamless and convenient acceptance of local payment methods.

Why leading companies choose Thunes

Unparalleled global reach

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Send payments instantly, to 4B mobile and stablecoin wallets, 8B bank accounts and 15B cards across 140 countries. Accept payments via preferred local methods.

Faster go-to-market

Connect via API or Swift to make global money movement as simple as a local payment. Reach 140 countries and the world’s most dynamic economies, in fiat and stablecoins.

Secure and compliant

We are licensed in 50 markets and PCI DSS and ISO27001 compliant, and offer industry-leading expertise with advanced risk management capabilities.

Clear and transparent

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Track every payment in real-time with 100% transparency on pricing and FX fees. Stay in control of your margins and give your customers the clarity they expect.

Enhance your cross-border payment experience

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Direct Global
Network

Unlock real-time, cost-effective payments worldwide, through our Network of direct connections.

Join the Network

SmartX Treasury

Benefit from transparent pricing, real-time optimisation and the ability to manage liquidity efficiently in 90 currencies with our flexible FX solution.

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Fortress Compliance

Safeguard your operations and ensure full adherence to local regulations across all markets with 50 licences and embedded risk controls.

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    Global

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    Direct

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    Real-Time

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    Transparent

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    Dependable

Tailored solutions for all industries

We understand that each industry faces its own unique cross-border payment challenges. That’s why we deliver tailored solutions that fit your world.

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Banks and Neobanks

Use our global reach and reliable, real-time cross-border payouts to enhance your customer experience.

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Mobile Wallets

Expand into new markets and grow your customer base through powerful real-time cross-border payments.

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Payment Service Providers

Tailor cash flows with flexible funding options and power your business with billions of endpoints around the world.

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Gig Economy Platforms

Unlock reliable, cost-effective local payouts for workers globally, in their preferred method and currency.

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Money Transfer Operators

Expand your global capabilities with real-time payments and control your margins with total visibility.

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Digital Asset Companies

Grow your business by offering effortless account top ups and withdrawals for your users.

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E-commerce

Accept payments globally and settle locally, removing friction and enhancing your customer experiences.

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Payroll and EOR

Scale reliable and cost-effective mass payouts in both fiat and stablecoins, paying workers in their preferred method and currency.

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Latest market information

Discover leading insights on the markets, consumers and payment solutions that matter to your business.

A Practitioner-Level Playbook for Challenger PSPs

A Practitioner-Level Playbook for Challenger PSPs

With global cross-border payment flows forecast to reach $320 trillion by 2032, this playbook provides a strategic framework for challenger PSPs to move beyond basic market coverage toward infrastructure depth and real-time operational agility.
The Thunes Cross-Border Payments Interoperability Index

The Thunes Cross-Border Payments Interoperability Index

The Thunes Cross-Border Payments Interoperability Index is a first-of-its-kind global benchmark, co-developed with Juniper Research, quantifying the ease of cross-border transactions within 50 countries. It is the most comprehensive independent study of cross-border payments friction published to date.
A €1 Billion Opportunity: Can German Banks Reclaim the Remittance Corridor?

A €1 Billion Opportunity: Can German Banks Reclaim the Remittance Corridor?

Germany represents a powerhouse in the global remittance landscape, with official outbound personal transfers reaching a historic high of €22.3 billion ($24.1 billion). Yet, the vast majority of these lucrative transaction flows bypass traditional banking rails. This whitepaper provides a strategic blueprint for German financial institutions to reclaim a market valued at over €1 billion in annual gross revenue.

What our Members say about Thunes

Discover what our Members say about working with Thunes, and why they continue to place their trust in us.

“We are proud to now have faster international transfers than the local ones – we sent a transaction to the UK and it completed in less than one minute.”

Sadeq Al Thawab

Chief Operating Officer at D360

Sadeq Al Thawab

“We will continue to work with Thunes to expand the network to more countries worldwide. We want to make it easy and efficient for members to securely transfer money to their loved ones. This way, they can focus on what truly matters – helping make the world a better place. Partnering with Thunes offers a proven way forward.”

Bill Thomas

Chief Global Channels & Operations at UNFCU

Bill Thomas

“Thunes’ extensive global payments network has allowed us to offer faster daily earnings to these invaluable partners. Thunes seamlessly took care of the entire set-up and integration process, allowing us to focus on our market strategy and better serving our users.”

Jason Thompson

Head of GrabPay

Jason Thompson